California Mortgage Broker · Bay Area Native
You bring the dream. I’ll help you find the way home.
I shop multiple lenders to find the right loan for you, including if another lender already told you no. You work directly with me from first call to closing.
What can I help you with?
5.0 stars from 12 reviews on Zillow
6 years
in the mortgage business
50
loans closed
14
types of loans offered
Mon–Sat
9am–6pm, you talk to me directly
See where rates are today
These are market averages to help you see where rates are. They aren’t a quote from me. Your actual rate depends on your credit, down payment, and loan type, so the fastest way to know yours is to apply.
California average rates
Source: MonitorBankRates.com
Rates shown are market averages for illustration only, not an offer of credit or a quote from Peter Langone or Zoom Loans.
Rate drop alerts
What would my monthly payment be?
Move the numbers around to see an estimate. When you’re ready, I’ll give you real numbers for your situation.
Estimate for illustration only. Not a loan offer or commitment to lend. Your actual rate, APR, and payment depend on your credit, property, loan program, and other factors. Does not include mortgage insurance.
Meet Peter
Someone in your corner who really cares
I’m Peter Langone, a California mortgage broker and Bay Area native. Buying a home is one of the biggest financial decisions you’ll ever make, and I believe everyone deserves someone in their corner who genuinely cares about their success.
I don’t give up easily, I don’t treat clients like numbers, and I don’t believe every borrower fits in the same box. Whether you’re a first-time buyer, a seasoned investor, or someone who’s been told you don’t qualify, I love finding the solution.
Outside of mortgages, I’m a family man who enjoys fishing, sports, and time with loved ones. I believe in building relationships, not just closing loans.
You work directly with me, start to finish
Help for unique income, credit challenges, and complex situations
Loan options
A loan for nearly every situation
Flexible loans for buyers with steady income and solid credit.
Government-backed loans with more flexible credit and down payment rules.
For eligible veterans, service members, and surviving spouses.
For eligible homes in qualifying rural and suburban areas.
For higher loan amounts, common in Bay Area markets.
Programs and down payment assistance to help you get started.
Change your rate or loan term on your current home.
Turn part of your home equity into cash.
Borrow against your equity and keep your current mortgage.
Qualify using the rental income of the property.
For self-employed borrowers and unique income situations.
For homeowners 62 and older who want to use their equity.
Finance building a home or fixing one up.
Short-term, property-based loans for investors.
How it works
From pre-approval to keys in hand
01
Free consultation
02
Get pre-approved
03
Shop and make an offer
04
Choose your loan
05
Underwriting and appraisal
06
Close and get your keys
What clients say about working with Peter
Happy homeowners, real families
Lender for Life
“I admittedly am not the easiest person to please, however Pete knocked my every expectation out of the park… Pete is very personable, easy to talk to, knowledgeable and felt like he had my best interest at heart.”
Zillow review · Fairfield, CA
Peter will make it happen!
“Peter was really dedicated to getting us pre-approved for the homes we were interested in… This was such a breath of fresh air after we had a frustrating experience in the past with a different lender.”
Vanessa S. · Oakland, CA · Zillow review
Exceptional Lending Experience
“He took the time to explain every step of the process, making it easy for me to understand my options… I highly recommend Peter to anyone in need of lending services.”
Zillow review · Modesto, CA
Let’s find your best option
Takes about a minute. I’ll personally reach out the same day during business hours, Monday through Saturday, 9am to 6pm.
Serving all of California
California DFPI Mortgage Loan Originator License #CA-DFPI1749684